Most Certified Medicaid Planners™ generally applaud the trend of the last decade to move people from institutional care into home-based settings, but the results are mixed. Medicaid covered home based care, known as Home and Community Based Services (HCBS) was originally only allowed through special, limited Medicaid waiver programs as Medicaid’s focus on long-term care […]

Free Download Boston College Study Click Here If you haven’t read the study released in November by Boston College, you should be aware of its findings. Boston College’s Center for Retirement Research published findings that focused on single adults who need to face long-term care – a segment of society which now makes up the […]

The newspaper of record recently issued a scathing report against the nursing home five-star rating system.[1] Medicare operates on a five-star rating system for nursing homes, where a top rating indicates the highest quality. However, nursing homes appear to be gaming the system to get higher star ratings than they deserve – calling into question […]

Exam day is here. It’s game time … time to sit for the CMP™ exam. Are you ready? So you’ve studied. You’ve scheduled your exam. The alarm goes off on the morning of test and you want to be ready. Not just mentally ready, but ready for what to expect. The CMP™ exam is administered […]

Several Medicaid applicants sued the state of Ohio’s Department of Job and Family Services – the program which administers the state’s Medicaid program – over improper treatment of Medicaid-compliant annuities that led to wrongful denials of assistance for long-term care services. In each of the three cases, the Department denied Medicaid coverage to nursing home […]

Recent news of NCCA accreditation of the Certified Medicaid Planner™ (CMP™) designation has raised awareness of the designation and has increased interest from many professions involved in Medicaid Planning. The CMP™ program has received full national accreditation earlier this year by the National Commission for Certifying Agencies (NCCA). A quick check of the FINRA website […]

Every so often the GAO reviews the tools and techniques used by some to achieve long-term care Medicaid eligibility. Their recent report, although skewed to high-asset communities, is rather revealing in the ways that people are and are not achieving Medicaid eligibility. The GAO report investigation found four principal methods used to reduce countable assets […]

Private financing of long-term care is becoming even more difficult as companies are finding that their business models are unsustainable. Recent news from Genworth financial indicates that even the largest long-term care insurance provider is not immune. Genworth Financial offers the most popular long-term care insurance in the nation. Recently, they have begun the most […]